Questions and Answers

Q: What is an Investment Advisor?
A: An Investment Advisor is an investment professional who works for you to create an investment portfolio that is best suited to meet your individual needs. Of course, not all Investment Advisors are created equal, so it is important to choose an Investment Advisor whom you trust and who is committed to attaining your long-term investment objectives.

Q: Do I need an Investment Advisor?
A: Our experience is that while our clients can be successful on their own, they prefer the full-time focus of our professional management. This provides our clients with many benefits, including the time to pursue what really interests them and the comfort of knowing that their hard-earned money is in good hands.

Q: What are the advantages of becoming a client of your firm?
A: At CPR Investing, we provide you with a customized investment plan based on your investment goals and objectives. We monitor your portfolio daily. In addition, we are committed to the best in personalized service and are always available to speak with our clients.

Q: What are your investment advisory fees?
A: Our goal is to earn you a greater return after our management fee than you would be able to make on your own. Our management fee is based on a percentage of your assets under management and ranges from 1%-2% per year. In order to increase our clients’ returns, we make every effort to avoid transaction fees. Because you pay no commissions, we are not transaction driven. We are completely focused on long-term investment results.

Q: How does CPR Investing select mutual funds and/or stocks and allocate assets in my portfolio?
A: Each mutual fund or stock we recommend has been thoroughly researched to ensure that it meets our strict selection criteria. Once we have determined which mutual funds or stocks can potentially satisfy your investment objectives, we use our asset allocation models to create a custom portfolio suited to your individual needs.

Q: How will I know what’s happening in my account?
A: You will have the ability to view your accounts online through TD Ameritrade’s platform at https://nextgen.advisorclient.com/advisorclient/p/gridLogin Please note; you will need to request online access from our office. You will receive monthly statements and trade confirmations directly from TD Ameritrade, and we will send you a detailed quarterly performance report. If you need to withdraw money from your account, you may contact our office and have a check sent or funds wired to you. Accounts are available with check writing, debit card and personal withdrawal service privileges.

Q: I don’t know CPR Investing –how can I trust your firm?
A: We work very hard to establish trusted and long-standing relationships with our clients through regular correspondence. Your assets always remain in your name. We obtain only limited trading authority over your account, which allows us to direct the investment of the assets within your account.

Q: How do I get started?
A: It is easy to get started. Simply call CPR Investing at (602)616-2200 or send us an email at info@CPR-Investing.com and we will discuss the details of our managed account services with you.